Showing posts with label Child plan. Show all posts
Showing posts with label Child plan. Show all posts

Thursday, 27 December 2012

Supersaver _ Regular saving for a safer tomorrow

     Regular saving is the best tool to protect ones family. We at Bajaj Allianz Life Insurance realize the value of your saving and present a nonlinked, participating regular premium endowment plan, which will help you to save regular amounts for a safer tomorrow.


Super Saver

A Savings Insurance Plan




  • Extra Protection with in-built Accidental Death Benefit

  • Guaranteed Additions of amount equal to 4% of Sum Assured at the end of each policy year, provided all premiums till date have been paid

  • Policy shall remain in-force for full sum assured for 2 successive years even if you forget to pay your premiums on due date.

  • Tax benefits on premiums paid and benefits received under Section 80C and Death Benefit, Maturity Benefit and Surrender Value are eligible for tax benefits under Section 10(10)D.

Death Benefit:


  • Sum Assured plus Guaranteed Additions plus the Vested Bonus

  • In case of accidental death an additional sum assured shall be payable.

Maturity Benefit:


On survival till the end of Policy Term the Company shall be liable to pay the Sum Assured plus Vested Bonus per Section 6 plus Guaranteed Additions per Section 7.

Additional Rider Benefits:

    The following additional benefits in the form of rider can be availed at the option of the Policyholder but shall be available only to those Policyholders who have taken the Policy for a Sum Assured of Rs.50,000 or above.

  • Accidental Permanent Total / Partial Disability Benefit Rider

  • Family Income Benefit Rider

Loan Benefit:

Policy loan equal to 90% of the surrender value can be availed under the plan



Parameter                     Minimum                  Maximum

Annual Premium          Rs. 1,055/-                   No Limit

Sum Assured               Rs.20,000/-                 No limit

Age at entry                18 Years                       60 Years

Policy term                  10 Year                       30 Years

Payment mode:

     Annual mode only.






                                          Email: navodhayamanagementgroup@gmail.com
                                                                 Contact : 8714476620




 Bajaj Allianz Super Saver is a Traditional Life Insurance Policy.



For more details, kindly call us today on the number mentioned above.

Monday, 15 October 2012

Child Plan



    As parents you wish to provide your child with best possible atmosphere to grow and prosper in life. Education is a significant ingredient as part of that upbringing. Higher education costs are doubling every five years. Rising education costs going forward can upset your calculations due to substantial hike in education costs now and definitely in years to come. So make sure you save enough to cushion yourself against the rise and you as a parent need to plan your finances carefully so as to build a substantial corpus for your child's bright future.

Biggest worries for parents when saving for their child education is:

1) Rising cost of education
2) No knowledge of investment options
3) Not saving enough
4) Starting too late

So do evaluate the following questions as you plan for your child's education:

1. What proportion of your monthly income is saved for child's education?

2. When did you start saving for this goal? Have you earmarked investments specifically for your child's education? How often do you withdraw from investments meant for child education? What is the biggest challenge you are facing in saving for child's education?

3. What kind of investment options such as fixed income options (FDs, PPF), equity funds and stocks, traditional endowment and money back insurance plans, ULIPs and child ULIPs have you invest in and is it sufficient to meet your goal?


ChildGain
"Because your child has miles to go and you have promises to keep!"




Jiyo befikar

Fore more details feel free to contact us on navodhayamanagementgroup@gmail.com